5 Clarifications On Car Stolen Lost Spare Key
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What to Do If Your Car Keys Are Stolen
It's a terrifying experience to lose your car keys. Before you panic take a deep breath, and carefully check your purses, pockets and immediate surroundings.
Modern keys must be turned off to avoid theft.
Report it to the Police
The loss of your car keys can be a frustrating and stressful event. It can ruin your day, delay your plans, and even cost you extra expenses. If your keys have fallen out of your pockets or have forgotten them in a different place there are certain steps to do to avoid any further problems and protect yourself.
It is important to first remain calm. This can affect your judgement and make it difficult to come up with an answer. Take a deep breath, and be sure to check your pockets, purse or handbag for keys. If you lost your keys in a public area or workplace setting and you need to ask someone else to verify whether they found it. Also, if you've got spare keys in your home, you should give those a good look as well.
Once you have checked all the obvious places where keys could be, it's the right time to report the incident to the police. The sooner you report the incident, the more effective. This will be a police report, which can assist you with your insurance claim in the future.
You can complete an online crime report with the NYPD. To submit the report, you will need your vehicle registration number as well as some other information. Once the report is filed, it is inserted into NCIC records and the state auto theft computer files. This will help to deter anyone from trying to sell your stolen vehicle or apply for an e-title.
It is also advisable to contact your insurance company to report the loss of your spare key. This will allow them to begin the claim process and could even cover any additional costs you have to incur due to your lost keys. Your insurance agent can also advise you on how to improve your car's security to lower the possibility of it being taken away. This could include an immobiliser for your vehicle or tracking device that could be linked with your key fob, smartphone applications or the car key fob.
Get a Replacement Key
Losing things is a common occurrence in a busy life. The loss of your car keys, your favourite pair of sunglasses, or even your debit card could be a major setback to your plans.
Luckily, it's usually not a huge issue to obtain a replacement key for a vehicle stolen. You have a few options to obtain a replacement key. It is all dependent on the kind of keys that your vehicle has.
You can contact your dealer or an auto locksmith for an updated key. Dealers may charge more, but they can do it quickly. They can also use the VIN number of the car to match the new key with your specific vehicle.
If your car is old and uses a traditional mechanical key, you will likely find a locksmith who will make the key less than the dealer. The locksmith can create keys on the spot and deprogram your old one to make it useless.
For more modern automobiles that come with a remote-keyless key or a transponder chip, you might have to go to the dealer to have one made. The dealer will need know the make and model of your vehicle in order to match the key with it.
It is always advisable to have a spare car key in the event that something happens to the original key or if you are not able to start your car due to any reason. You should also check places you would not normally search for your keys, like inside pockets of your pants or jacket, or in a bag you took to work. If you still can't locate your keys, think about purchasing a GEICO emergency roadside service plan. It will grant you access to a nationwide network of professional locksmiths that can assist you in getting back to driving in a short time. The presence of one of these policies in place will save you a lot stress and money in the case of a lost or stolen car key.
Make a Claim with Your Insurance Company
The loss of your car keys can be a cause of panic. Suddenly, your plans to change into comfortable sweats or order pizza while watching your favorite TV show are thrown off the rails. After a moment of devastation, you will most likely calm down and begin to think about what has happened. This is the time to remember to call the police. Not only will this give you an identification number that could help you find your keys, but it will also inform your insurance company of the situation and provide you suggestions on the best way to proceed when making claims.
Most auto policies will cover the cost of a locksmith or will pay for the cost of having a key replacement provided by your dealer. If you have roadside insurance and your insurer is in a position to assist you in finding the key. Make sure you keep a copy of the police report and any receipts related to the incident, in case your insurer asks to see them. It is a good idea to have the name and phone number of everyone you speak with at your insurer, as well as copies of any paperwork they request.
You should also inform your insurance provider so that they can be on guard for any signs of attempts to steal. If you don't act fast enough it is possible that someone will make use of your lost key to gain entry into your vehicle and leave marks on the doors or ignition.
Since more and more vehicles are built with smart key technology that is why it is more important to be alert about the location of your car keys and to keep an extra key in your possession just in case. If you lose your car keys, these suggestions will ensure that your day or evening won't be ruined.
Change Your Locks
We all know what it's like to lose our keys. You've had a long, tiring day and you want to go home, change into your comfy clothes, grab a pizza, and binge-watch your favorite show. You get to the car and then realize that you can't find your keys. The panic begins to set in.
You should call locksmiths as well. While your initial reaction may be to contact your insurance company, they could provide you with a new key. Depending on the kind of vehicle you own and the locks it comes with they could either replace your keys or replace them. If your car has keys that are traditional locksmith will take an impression of the lock and cut you an entirely new key right there and then. If your car is more modern and has a key fob, you'll have to visit an authorized dealer to have the new key programmed.
Rekeying your locks is a good idea since it will ensure that nobody else has access to your spare key. This is especially crucial if you're concerned that your lost keys may have been stolen along with your wallet or purse. This will protect your private information from falling into wrong hands and expose you to identity theft.
A locksmith can charge between $20 and $75 to rekey your locks. Read reviews before hiring a locksmith since they're not all created to be the same. You'll also want to be certain that they have the right check here equipment and know-how to work on your particular kind of vehicle.
Changing your locks after your car is stolen could be a hassle and expensive but it's worth the assurance that no one else has access to your vehicle or your personal possessions. A police report can assist you in locating the property that was stolen, and may even result in the arrest of a thief. Don't forget to declare the loss of your keys with your insurance company that covers your home.